No-risk matched betting
Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It's completely legal, risk free, tax free, and anyone can do it.It works by taking advantage of free bets regularly offered by betting sites through ‘matching' them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome).This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds.Owen walks you through how to make your first £18 profit (using a real life example) in this gem of a guide to matched betting. If you know of any better way to make £50/hr sitting at home, please let us know!Online surveys
Credit: Julio Marquez –
An increasingly popular way for students to make money is to fill out online surveys in their spare time. Research companies are always recruiting new members to answer surveys and test new products.For a few minutes of form filling, you can make a couple of quid which is paid as cash or rewards. You can bag up to £3 ($5) for some surveys!A few good ones to try are: Toluna, MySurvey, i-Say, OnePoll, Global Test Market, The Opinion Panel, YouGov, Panel Opinion, Pinecone, Valued Opinions, SurveyBods, PanelBase, Branded Surveys, Hiving, Opinion Outpost, Prolific Academic, Harris Poll, Mind Mover, New Vista, PopulusLive, iPoll.Also sign up for Swagbucks which rewards you for surveys as well as simply surfing the web, watching videos and playing games.Update: See our new full guide to the best paid online surveys!Paid for searching the web
Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behavior.This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.
Each Qmee result has a cash reward attached – if you are interested in it simply click on it and collect your reward.The best thing is there is no minimum to cashout – our first one was just 72p wired to our Paypal account. You also have the option to donate it to charity.Sign up now for free and start earning from your own searches! Click here to start.Online market trading
The historically hard-to-break world of investing in stock markets and currencies has been cracked wide open. Today there is no need to be a fat cat or fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.Having spent many hours researching this new opportunity, I've been experimenting with the two biggest platforms: Plus500 and eToro.com. Both offer free practice accounts.Overall I prefer eToro with over 4.5 million users worldwide. It was recently featured in the BBC 2 documentary “Traders: Millions by the Minute” and the Financial Times.
One of the best things on eToro is the CopyTrader feature. This lets you literally see, follow and copy the investments of other top performing traders.Follow George's complete guide to trading on eToro to learn more. I think $200 is a good amount to get the most out of the learning curve by trying out a few different markets. If nothing else you'll learn a great deal about various investments and industries.Please be aware that CFDs are a leveraged product and can result in the loss of your entire capital. Past performance does not guarantee future results. Trading CFDs may not be suitable for you. Please ensure you fully understand the risks involved.Start your own website
Interested in generating passive income? You need a website. It's THE way to make money while you sleep.Starting a website with Bluehost takes less than 20 minutes, costs hardly anything and can be done by an 82 year-old. It only takes a bit of plugging on social media to get your first visitors, and there are plenty of ways to monetise your site.Save the Student is just one example of a successful website, started at university by Owen Burek in his first year, which has since grown into a full-time and sizable enterprise.Read Owen's step-by-step guide on how to start a website in 20 minutes. It's really one of the best assets you can have.Review websites & apps for cash
Well it seems like you're pretty nifty with a web browser, so perhaps it's time to turn pro and browse websites as a paid and fun job!Introducing UserTesting.com – a new platform that pays everyday people to review all kinds of websites. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal.Simply sign up here, complete a test review and look forward to receiving websites in your inbox.The ‘Disney Vault' secret
Credit: Walt Disney Pictures Inc.To keep demand high across generations, Disney Studios carefully restrict the supply of some home release classics. They are locked away in the ‘vault' for 8-10 years before being released for a short unspecified time.Buy them in this window at normal retail price and you can turn a nice profit when they go off sale for another decade or so.For example, in 2011 you could buy Beauty and the Beast on Blu-ray 3D for just £24.99. In just a couple of years it was on Amazon for a staggering £74.99!
Importantly, not all Disney releases are subject to the vault and only the true classics will maintain such demand.Right now there are just 2 titles out of the vault which I would recommend snapping up. They are Bambi Diamond Edition Blu-ray and The Lion King Diamond Edition Blu-ray.‘Get Paid To' sites
Similar to making money from online surveys, GPT sites reward you in cash and vouchers for completing various offers or activities online.The most popular sites today are Toluna, Swagbucks and InboxPounds.Become a delivery rider or driver
Got a bicycle, motorbike or car? What about a Smartphone? That's all you need to make some extra money by delivering food or people whenever you've got some spare time.Sign up to delivery specialist companies like Deliveroo who are always on the hunt for new riders. They allow you total flexibility to work when you want, delivering food from restaurants the the customers' door. You can make up to £16 an hour.Double-up your opportunities by directly contacting local takeaways and bigger chains like Dominos to see if they have any delivery jobs going.Write and publish a Kindle eBook
If students are good at anything, it's researching and writing. With the Amazon Kindle store, anyone can publish an eBook and make money.And the Kindle app is now available on almost any device (laptops, iPads, smartphones and yes, Kindles) so your global market is huge!List your book for £1.49 – £6.99 and you earn 70% of the sale. Considering Amazon is the ultimate selling machine (and remember people are looking to spend), that is a fantastic deal.
The key to success with eBooks is to create value, and write non-fiction. Simply bundling information you have researched and complied on a common problem (eg. ‘secrets' to finding a job) and then presenting it in an easy to digest format (an eBook) justifies someone spending a few quid on it.Another big tip is to have a great cover designed (browse these) so it stands out, and once your book is live on the Kindle store it's really important to get some reviews so it shows up higher in results. Encourage readers to leave an honest review at the end of your book.The best thing about this lucrative idea is that once you've invested the time (say 20 hours), you'll earn a passive income for years to come! For a step-by-step guide to publishing and earning with eBooks, see “How to write a nonfiction eBook in 21 days“.Affiliate marketing
If you've got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online.
Sign up as a publisher on the Awin network, check their offers blog or browse the merchant listings to find something you think your friends would be interested in, grab your affiliate link and share it. If someone buys (can be within up to 90 days) using your link you'll make a nice commission.To take it a step further, set up a website (read our guide) or a topical Facebook page and invite all your friends to join it and post your affiliate offers on there.Mobile phone recycling
See how much you can get for your old mobile phone using our in-house mobile phone price comparison tool! Maybe ask your parents if they have any lying around too.You can get some good money and help the environment by recycling mobile phones with certain companies listed on the comparison tool. But be aware: you won't always get the quoted cash since it depends on ‘condition'. We recommend Mobile Cash Mate for the fairest and highest payouts in most cases (they sent us a £203 cheque for an iPhone 5).Become a ‘Clickworker'
The Clickworker.com concept is based on ‘internet crowd-sourcing' where businesses advertise specific, scalable tasks they need completing quickly. And for us, it's an easy way to make fast cash from our couch.
There are a variety of tasks, but most commonly they involve mindless data entry, web research or form filling. You are rewarded and paid in cash (via Paypal) for the work you do, and you can choose for what and when you work. Give it a go. [If you're US based, also try Amazon's ‘Mechanical Turk‘].Claim tax back
Many students work part-time or during the summer months, and others will be on placements or paid internships. More often than not, if you are a student working during the year, you will be overpaying income tax.Why? Simply because few students reach the personal tax-free income allowance each year but are put on an emergency basic tax-code by their employers meaning tax is being paid when it shouldn't be.
To learn more and calculate how much tax back you might be due, see our guide on student tax refunds.Get cashback when shopping
I earned this much in 2 yearsThis is not only a way to make money but also to save money as a student. If you look at it in a different way then you are making money with every purchase you would have made anyway, whether it be 10% or 0.5% cashback.There are a number of cashback sites out there which pay you the commission they otherwise would have earned.We recommend signing up with Top Cashback, Quidco.com and Swagbucks which are free and offer the best selection of retailers and exclusives.Part-time job
A part-time job is the obvious first choice, opted for by most students looking to supplement their student loan. It provides a pretty steady flow of income and can enable you to gain valuable work experience.But good jobs are not always easy to find!Start with our student job search, then check local classifieds and your university careers service for vacancies.It's also worth signing up with CV Library, a free service which will match your CV with suitable part-time jobs and career opportunities.Read our guide to finding a part-time job whilst studying for more tips.Gigs on Fiverr
Fiverr is now the world's largest marketplace for people to make money selling small services (known as ‘gigs').What you offer could be absolutely anything, from writing and translating, social media posting, playing pranks and teaching to creating music, voiceovers and short video clips for people all around the world!The default price is $5 (hence Fiverr..), but you can attach extra services to gigs for more money. Whilst it might not seem like much, it can quickly add up and there are plenty of examples of people making a really good living from the site. The key is to get a system in place which minimises the time spent on each gig.But there is another way to profit even more from Fiverr for potentially far less work. How? By simply reselling gigs elsewhere. For example, find a decent logo designer then reply to jobs on Upwork or even local classifieds. A $5 spend can easily become $50+, and it's repeatable!If you're not interested in selling at all there's SO much good stuff you can get done for yourself. Have a browse and get inspired!Review music for money
If you love music, make it your business by reviewing unsigned bands and artists online for cash with Slicethepie.It can take a while to build up your reputation but some users of the site have said that they earn £40 a month. This may not sound like much, but if it's something you enjoy then it shouldn't be hard work and is another thing for your CV. Money you earn will be in $US but anyone can sign up and review.
To get started, head over to Slicethepie now or read our quick guide for more info.Sell your notes
If you don’t mind sharing your notes with other students it’s a great way to generate a little extra cash. There are sites out there that you can upload your notes to, along with your price, and then when another student downloads them you get paid.Most of these sites like Stuvia & Notesale are free for you to list your notes but tend to take a cut of your profit in order to handle the marketing etc so that you don’t have to go out there and promote your notes yourself.You will most likely have to upload PDFs but it’s worth it for the return and you can submit handwritten notes but you’re likely to make more money if they’re typed up.Sell second-hand course books
One great way to make money is to buy other students' text books at the end of the year, and then sell them just after freshers' week – when the new intake of students know that they need them!You can either advertise on campus or list them online very easily on Amazon Marketplace(just bear in mind they take a commission on books sold).Here's 28 other things you can sell right now!Competitions
Entering competitions of course comes with no guarantees, but there is a growing community of so-called ‘compers' in the UK consistently making up to £50,000 a year through all sorts of competitions.Types of competitions available to enter range from simple registration forms and Facebook page liking to answering questions correctly over the phone to being a TV game show contestant. Imagine you made it onto Deal or No Deal instead of just watching it!Start by entering our very own monthly student competition (Like our Facebook page to see when our next one is)!
Then head to our active competitions page to enter other free competitions that we have found. Just note that some of these sites may send you spam so use an alias email address and opt-out of as many of the offers as possible.For loads more tips on achieving success and making money from competitions, read our guide to entering competitions.Buy and sell domain names
A domain name is just a website address (eg. ‘savethestudent.org' or ‘mysite.co.uk') and there are lots of extensions (.com, .net, .co.uk etc).They cost as little as £1.99 to register with 123-reg.co.uk or GoDaddy.com yet premium domain names can fetch £1,000s if not millions when sold on. In 2007 VacationRentals.com went for a cool $35m!Now you're probably not going to come across anything like that, but you can still turn a quick profit with a bit of searching. The trick is to find available domain names which have some commercial value, snap them up and then list them for sale on a site like Sedo.com.Mystery shopping
Today becoming a mystery shopper is easier than you think and you can get rewarded handsomely.There are dozens of agencies that pay you to visit all sorts of shops and restaurants to feedback on how they are performing. We've reviewed the best agencies in our guide how to become a mystery shopper.Tasking apps are another form of mystery shopping, where you earn rewards for completing small local tasks. It can be a lot of fun too!Be an Extra
Do you fancy yourself as a budding young actor or just that person that walks past in the background shot of an episode of Eastenders? It could be you if you apply to be an extra in TV or film.The pay isn't bad either: £60-80 a day on average, and you hardly have to do anything!There are lots of casting agencies that place willing extras. They make their money by taking a cut from your earnings, so always ask what that is before you take on work.Head over to our how to become an extra guide for 5 of the better agencies, plus lots more advice on getting your first gig.Sell all your old CDs, games and movies
If you are looking to make a very quick buck, then selling your old bits and bobs that are cluttering up your room is a good idea.The best thing about it is that you can rip all the songs and films onto your laptop or external hard drive before selling them. This means that you are only really selling the plastic and artwork!You can earn anything from 10p to £20 per item, and the earnings can really add up if you have a large collection. Whilst you're at it, see if your parents have any ‘clutter' they'd be happy to see the back of.You can also sell almost anything for free on Amazon Marketplace or Preloved and sites like MusicMagpie will pay you instantly for sending in unwanted items.For more tips and places to sell check out our guide on selling DVDs, CDs and games.Sell on your education!
Becoming a tutor to other students is easier than ever. Until recently your market was limited to local face-to-face sessions, but thanks to online tutoring sites you can go global!Udemy allows anyone to create an online course (on literally anything!) and get paid forever after as users take it up.For one-to-one tutoring, list yourself on Superprof, SchoolsTrader and UK Tutors.You can expect to earn upwards of £10 an hour, and you don't have to be highly qualified to tutor younger GCSE or even A Level students. Get started with our guide to making money as a private tutor.Sell your photos
If you think you've got a good shot and a little creativity, try uploading your photographs for free to stock websites. A good starting point is Fotolia or istockphoto.Make more money selling photo subjects that have fewer search results but you feel would have some demand. It might be a good idea to test them out in print first yourself (get free photo prints here).Rent out your car parking space
Some student accommodation comes with a drive or garage. If you aren't using your parking space and you live in a busy area then you might be in luck. There are plenty of people that may work in the city centre and are fed up of paying through the roof for daily parking.Or, check out our full guide to renting out your parking space.Babysitting
It's a classic money-maker, and for good reason. You get paid (well) to watch TV and not very much else – hopefully!If you are wondering what to charge have a look at local ads, but you can expect to be paid over £8ph even if you aren't trained in child care.Aside from advertising yourself, it's free to create a profile on Care Babysitting. It really can be easy money (unless you get stuck with the child from hell!).In the UK you will need a DBS (Disclosure and Barring Service) check to look after small children, even though some parents may not ask for one.Dog walking & sitting
If babies ain't your thing, then maybe canines are… looking after other people's dogs is big business. Just think that as a student you're likely to have free time during the day when others are out at work and worried about their pets at home.You could bag around £7 an hour per dog, and it's also a great way to keep fit.Join Care Pet Care who are best for dog sitting and also Tailster who specialise in dog walkers.Become your own bank
‘Peer-to-peer' lending is the future of banking. It cuts out the middle-man, passing on higher interest rates to you and cheaper loans to borrowers. And it's all managed online from the comfort of your sofa.Founded in 2009, RateSetter was the first to reimburse lenders on late payments or defaults through its ‘Provision Fund'. Effectively it is designed to be like a normal savings account. To date RateSetter say no investors have ever lost money, and they are fully FCA regulated.Right now you can expect to achieve up to 5% fixed return, depending on how long you choose to lend for. If you can, go for the ISA account to earn interest tax-free.There's no fee to withdraw your money from RateSetter, unless you lock into a 1 or 5 year higher fixed interest rate where the early withdrawal fee is 0.3% and 1.5% respectively.Update: for a limited time also get this £100 bonus when you invest £1,000 for a year.Work as a charity collector
Ok so this job takes a certain kind of person, as you'll have to take a lot of rejection and be persistent.But if you are bubbly, personable and reckon you could sell ice to an Eskimo then this could actually be a great student money making idea. You get paid commission on new sign ups (typically around £20).Rent out your house for filming
Directors for TV and film are always on the hunt for houses to film in. For instance, a scene for Coronation Street was recently filmed in the student house one of the Save the Student editors used to live in!Not only can you make good money but it's crazy seeing your own place on TV. Start out by looking at this site.Rent out your body
If you are comfortable taking off your kit then why not try life modelling. Sit there in the buff while budding artists capture your every curve (or pokey bits) in frightening detail! Try RAM, a website especially designed for these kind of jobs.You could also get involved in clinical drug trials, but be sure you fully appreciate any risks attached.Warning: Do not do anything you are not comfortable with, no matter how desperate you are for money!Freelance work
Perhaps you enjoy writing, managing Facebook pages or doing a little bit of graphic design in your spare time. There are so many freelance jobs out there that require simple skills or just time that someone else might not have.And the best thing about freelancing is that you can work for clients in the UK and around the world with just an internet connection from home, to your own hours whilst developing valuable skills.A great place to start is with the leading freelance site Upwork.com. Or try using our student job search to find freelance jobs closer to home.Sell clothes on eBay
Everyone's best friend when it comes to getting rid of junk is eBay. Online auctions are a sure-fire way to turn that sleeveless jacket (which came in and out of fashion in a week) into hard cash.Some eBay sellers look at trends and try to predict what will be big ahead of the market. If you are good and don't mind taking a risk then you can buy early in bulk and sell on when the craze hits.For lots more tips on selling on eBay read this guide.Sell your stories and videos
If you have an interesting story then you could try selling it to the papers. It could be anything from sleeping with a professional footballer to getting caught in a clothes horse!One of the Save the Student team was unfortunate enough to have a pigeon fly through and smash their window at university and sold the story to The Sun for a tidy £50.You could also film your mates at all times and send it into You've Been Framed to net yourself £250 and a few seconds of fame.YouTube videos
According to recent stats we now watch more videos on YouTube than searches on Google. And with the recently introduced YouTube Partner Program you can now profit from making and uploading videos. You will receive a percentage of the advertising revenue collected per 1,000 views.Depending on how successful you are (virality, subscriber base and topic) you can make a lot of money, and there are plenty of stories every week of more and more YouTubers making it their career.For more tips read our guide to making money from YouTube.Network marketing
Also known as Multi-Level Marketing (MLM), this is a business model that allows you to generate ongoing income in two ways: by making a commission selling products and by recruiting other members who go on to sell. The later allows you to make money from the sales made by those you have recruited.Importantly, this is not a pyramid scheme (they are illegal) because there is an end goal which involves a customer buying a product or service of value.It's also not a ‘get rich quick' scheme. You will have to work I'm afraid! However with the growth of social media, network marketing is becoming easier and lots of people are now making a decent living from it.This is a serious way of making good money on your own terms and it's well worth reading up on it. I recommend getting “The Business of the 21st Century” by Robert Kiyosaki.Source property for wealthy investors
We all know how much money there is in property, but on the surface (with house prices as high as they are) you might be thinking this market is off-limits.Truth is, lots of people make a great deal of cash simply sourcing suitable properties for wealthy investors who simply have no time.The trick is to find properties below market value (BMV) by avoiding estate agents and instead flyering your area with your contact details offering to buy houses. Then approach investors with a no-brainer offer to pass on the details of cut-price property in exchange for a % of the sale value.Most cities will have monthly networking events for landlords and property investors. Track these down, sign up, put on your best suit and go along with lots of business cards. Or you could start on LinkedIn or even Twitter to build some initial contacts.
Friday, 10 August 2018
Easy ways to make money quickly
Apps That Make You Money headshot
1. iPoll
Android and iOS users can earn gift cards, airline miles, magazine subscriptions and more for completing 15- to 20-minute surveys. After downloading the app, you’ll tell the app a little about yourself to help iPoll match you to future surveys. Complete as few or as many questionnaires as you like, but the more you participate, the more you earn.
Most surveys pay $1 each, according to IveTriedThat.com. But you can earn up to $10 on some. You can request a payout when you have $35 in your account, according to IveTriedThat.com.
2. Swagbucks
Accumulate points called SB by searching the Web, completing surveys, watching videos, referring your friends, shopping in the app’s mall, completing special offers, voting in daily polls, finding swag codes and entering fun contests via social media and the Swagbucksblog. These points can be redeemed for gift cards from stores like Amazon, Target and Walmart or for PayPal cash. At time of writing, Swagbucks has given out $97,751,668 in destributed rewards. Download the app on your iOS or Android device.
3. Slidejoy
Get paid an average of $5 to $15 per month, according to CNET, for putting ads on your Android device. Every time you check your phone, you’ll see a card with a news story or promotion. You can slide left to learn more about it, slide up to see another card or slide right to use your phone as normal.
You don’t receive any more or less money for engaging with the content, so you essentially do nothing to get paid. Keep the cash you earned or donate it to the Jericho Project, Got Your Six or TutorChatLive.org.
4. Pact
Cash in for achieving your health and fitness goals. Download the app on your iOS or Android device, make a weekly pact to exercise more or eat healthy, use the app to track your goals and earn an average of 30 cents to $5 per week for achieving results, depending on the number of activities completed.
Your activities are verified with GPS, photos and other services. If you fail to meet your pact, you’ll have to pay up.
5. BookScouter
Earn money by selling your old books. This iOS and Android app allows you to scan or enter the barcode number to instantly compare buyback prices from leading book-buying websites. Choose the buyer offering the highest price and ship your book for free.
Registration is easy. Simply use your email address to create an account or log in through a host of eligible social networks.
6. AppTrailers
Watch trailers of new apps spanning 30 seconds or less on your iOS or Android device and get paid for it. Earnings start at 500 points (50 cents) and can be redeemed for gift cards or cash via PayPal, according to Dailybucks.info. Another way to earn cash with this app: Upload videos and get likes.
7. Loot!
Complete actions for your favorite brands, such as taking pictures or sharing content on social media, and get paid for it. To get started, download the app on your iOS or Android device, browse through the different brand campaigns and complete an action. When you reach $10, earnings can be withdrawn through your PayPal account. So far, users have earned more than $100,000.
8. Gigwalk
Find as much or as little contract work as you want by connecting with local businesses in need of your skill set. Download the app on your iOS or Android device, register your account and apply for gigs you see on the map or the list. Gigs pay from $3 to $100, and you get paid through PayPal.
9. Ebates
Earn up to 40 percent cash back every time you shop online at one of 1,800 participating retailers. Plus, you can earn up to $50 for referring two friends. Simply download the app on your iOS or Android device. Payments are made every three months by paper check or PayPal, or you can have your money sent to a charity, organization or family member.
Read: How Downloading Free Apps Like RedLaser Can Save You Hundreds on Christmas Expenses
10. Clashot
Get paid by taking photos of art, cities, food and more with your smartphone and selling them on Depositphotos. Android and iOS users can sell photos for 50 cents to $80, and royalties average 44 percent per sale. Users are required to register an account at Clashot, share a photo with a complete description and a model release and complete a quick verification process to start selling.
11. Ibotta
Earn cash back for shopping online, submitting a receipt or linking a loyalty account by downloading Ibotta with your iOS or Android device. Before shopping online, head to Ibotta to unlock cash rewards by completing simple tasks. After shopping at a store, simply scan your product barcodes and send a photo of your receipt to have your purchase verified. When using a loyalty card, just remember to scan your card or enter your phone number.
12. Mobee
Get paid to mystery shop at businesses in your area. Simply download the app for your iOS or Android device and search for a mission that interests you. It only takes a few minutes to answer the five to 10 questions you’ll be asked, and within 24 hours you’ll be eligible to receive quality and credit points.
Expect to earn between 150 points ($1.50) and 3,000 points ($30) for each completed mission, according to the book “Easy & Quick Money.”
13. Surveys On the Go
Get paid for sharing your opinions on various things, including the news, entertainment, sports, technology and more. Download the app on your iOS or Android device, sign up and complete all available demographic surveys. You’ll be notified when new surveys are available.
Pay ranges from 25 cents to $5 in cash for completing surveys, and it averages $1 each. When you reach $10, you can cash out through PayPal.
14. Shopkick
This iOS and Android app shows you popular products and rewards at popular retailers and gives you kicks (points) for walking in the door, more for scanning items and even more for making purchases. Most rewards are worth 250 kicks, and 500 kicks equals $2. Create an account to set up your profile and then you’re ready to start.
15. Tap Cash Rewards
This Android app allows you to earn gift cards and cash for downloading, installing and playing the newest free games and apps; watching videos and completing simple tasks. After earning enough credits, you can redeem them for Amazon, Google Play gift cards or cash through PayPal.
16. Google Opinion Rewards
Android users can respond to a survey from Google and receive up to $1 in Play credits, but the credits vary, depending on the survey. Download the app, answer a few questions about yourself and wait to receive your first questionnaire. Expect to receive an average of one survey per week, covering topics such as “Which logo is best?” and “When do you plan on traveling next?”
17. Money Machine
Earn cash by completing easy tasks, like downloading apps and watching videos. Offers are available each day, making it possible to earn points that can be cashed in via PayPal or traded for the various offers. You can also earn referral points by sharing the Android app with your friends.
18. Snap by Groupon
Make clipping grocery coupons a thing of the past by downloading this app on your iOS or Android device. Browse the offers for the week before heading to the market and save any you want to buy to your Snap shopping list. Take a picture of your receipt after purchasing the items and request a cash payment after earning at least $20.
19. Field Agent
Earn approximately $3 to $12 per task for completing simple jobs, such as visiting your local discount store and taking a picture of an assigned product and verifying its price. Download the app on your iOS or Android device, complete your profile and start making money that will be sent to your PayPal or Dwolla account. The app is used by hundreds of small businesses and major companies, such as General Electric, Johnson & Johnson and Walgreens.
20. Iconzoomer
Share snapshots of your consumer activity and earn extra cash. Download the app on your iOS or Android device, create a profile and wait to receive your assignments. Expect to be asked to take pictures of things like what you’re eating for dinner or the shoes you’re wearing.
Share a review of the products you photograph and submit the image to receive five credits. You can request a PayPal payout when your account balance reaches 200 credits.
Reasons For Why You Don’t Get a Job After B.Tech.
Do you know there are almost 5 lac seats for engineering in India? Let’s do some more calculations. Out of 5 lac seats, a few of them would be left vacant. Some of those who join the college may drop out while leaving the course mid-way. A lot of them would go for higher studies – maybe MBA or MTECH. Now, the remaining would look for a job. What about you? Would you look for a job after B.Tech.? If you would, you will be competing with at least 4 lac students. Let’s talk just about your college’s placement drive. There would be at least 400 students who would be sitting in the same job on the same day with almost the same credentials as yours.
“Why should I employ you?” This is probably the first and most important question that an employer would ask you. Why should he select you even when he has so many choices? Why you?
Unemployment in India is one of the major concerns and many reasons are cited by people just to describe why the unemployment rate in India is so high. A very big lot of qualified and still unemployed people are Engineers. We spend lacs of rupees on an engineering degree and what do we get?
Have you ever wondered why it is so? Why don't you get a job after B.Tech.? Let me help you out to answer the ‘Why’.
Note that this post is even helpful for the students who are currently preparing for their campus placements and who want to ensure that they get a good job after they finish their degree. Keep reading.
- You don’t have experience: This would sound extremely absurd to many of you. How can you get a work experience when you are studying in college? Moreover, there isn’t any time to work. You stay in college till 4:30 PM. It’s insane to expect you to work after college. But if you really want a job, you have to work. A work experience is the biggest thing that counts while seeking a job. As a fresh pass out, it is acceptable that you haven’t worked in big companies but it is not acceptable if you haven’t worked at all. Moreover, you have a golden opportunity of 6 months internship which only a few of you would use. Others would just regret. Also, I would suggest using every summer break to go for an internship so that you have more experience. I recently reviewed a book which is all about interning abroad in summer and you should definitely read that book for more insights on this subject.
- You don’t know the basics: Getting good marks in exams certainly, don’t matter and many of you would interpret this fact as ‘Studying in college does not matter’. Well, maybe it doesn’t but only if you want to be unemployed. If you want a good job, you need to be really good with the basics of your field. Hiring an engineer is not cheap for a company and if they are paying a good price, they want an intelligent and skilled person, of course. So, make sure you prepare your basic subjects well. You don’t have to learn everything – just the important topics from your basic subjects. Ask your college professors if you have no idea about the basic subjects in your course.
- You are aiming too high: If you ask people of my college, everyone would say he wants a job in Google or Microsoft but none of them would be able to answer this question affirmatively: do they really deserve to be in a company like Google or Microsoft? All of them think a package of 3-4 lacs per annum is just too less. If you, as a fresh pass out think the same, you are probably making the biggest mistake of your life. Yes, we were taught to aim high in schools but there was also an obvious lesson that required us to start from the zero/ground. So, even when you should totally aim for the moon, it’s still fine if you end up in the sky in the beginning.
- Lack of Passion: It is actually true that passion drives your life. If you are not passionate enough for the job you are applying for, the chances of you getting that job are none. You won’t be able clear those interviews until and unless you really want that job. You need to love what you are doing and what you want to do.
- Lack of preparation: Let’s assume you are good with basics and technical skills. Now comes the most ironical but truthful part. If you are not well prepared for your interview, chances of you getting the job are null. Many hirers complain about lack of interpersonal and professional skills in fresh college graduates. I remember, once our communication skills teacher asked us to come in formals the next day and every single girl in my college looked as if she came to a prom night. Many college graduates don’t even understand what formal wear is. And such people seriously don’t deserve a job. Do they? Do you?
- You are not applying for enough jobs: You have a dream company and you have applied for it. What if you don’t get the job there? What would you do? Stay jobless after B.Tech.? Or you can simply apply for some other job. Can’t you? It is seriously absurd to rely upon one opportunity. Didn’t any one teach you about grabbing each opportunity you see in front of you? Sit in as many interviews as you can so that, at the end, you have at least one good offer letter in your hand.
- You use Facbook, Twitter instead of LinkedIn: Getting a good job is all about connections. How many good connections you have? How much time do you spend on Facebook and Twitter? Habit of spending time on such sites doesn’t really help while job seeking. What helps is websites like LinkedIn. Get active on LinkedIn as it’s one of the most-used professional networking sites on the internet. You have to be there!
- Global Economic Slowdown: I didn’t really want to include this in the list but for the sake of information I had to. Though I believe slowdown doesn’t matter unless you are talented enough, still a large number of graduates stay unemployed because of this reason. You might also use this reason to shield for the shortcomings you have and blame it all on government.
My motive of writing this isn’t to offend someone or make someone feel low. I want you guys to understand what’s wrong so that you can try to correct it before it gets too late, so that you definitely get a job after B.Tech. Good luck
Jobs That Pay $150k a Year, And The Skills You Need to Get Them
Jobs That Pay $150k a Year, And The Skills You Need to Get Them
So you want a job that pays $150,000 a year? Sounds bold, out-of-reach. But, as we like to say here at LinkedIn, it’s closer than you think.
Recently, we compiled a list of the highest paying jobs in America. On that list were several jobs LinkedIn Learning courses can prepare you for, with a plethora of organizations advertising those exact job titles on LinkedIn.
So, here are four job titles that all pay at least $150,000 a year, on average. We also linked to all the open positions on LinkedIn for that job title, as well as the LinkedIn Learning courses that’ll help you get those roles.
1. Director of Engineering
Average US Salary: $164,000 a year
Director of Engineering Jobs on LinkedIn: 800+
LinkedIn Learning Courses That’ll Help You Get the Role:
Director of Software Engineering
Director of Mechanical Engineering
2. Director Product Management
Average US Salary: $160,000
Director of Engineering Jobs on LinkedIn: 400+
LinkedIn Learning Courses That’ll Help You Get the Role:
3. Senior Software Engineering Manager
Average US Salary: $155,000
Senior Software Engineering Manager Jobs on LinkedIn: 300+
LinkedIn Learning Courses That’ll Help You Get the Role:
4. Global Marketing Director
Average US Salary: $155,000
Global Marketing Director Jobs on LinkedIn: 90+
LinkedIn Learning Courses That’ll Help You Get the Role:
Wednesday, 8 August 2018
Difference Between CTC and Take Home Salary Explained
Ankit Sharma, 22, an engineering graduate, was happy as he got placement through campus interview and was offered a salary package of Rs. 3.6 lakh annual CTC (cost to company). From the first day, he started planning how he wanted to spend his first salary. But his excitement was dimished when he received the much-awaited pay slip. Before joining a workforce, many generally have a misconception that the actual take home salary is same as CTC. But in reality, there is huge difference between the two. Why CTC is different from pay slip When Ankit rechecked the details he found that there are many components in CTC which he won't receive. The HR department at his new office gave him the break up and said that his maximum entitled limit was only Rs. 22,491 a month where according to the CTC offered, he thought it would be Rs. 30,150. It was explained to him that the employer's contribution to provident fund was part of the CTC but not of his salary. The same logic is applicable for the company's contribution towards employees' medical insurance as well. Income tax and professional tax also got deducted from Ankit's CTC. He would get Rs. 22,491 only if he touched the maximum limit of overtime and upon submission of medical bills worth Rs. 15,000. Break-up of CTC and tax liability is given below: Component of salary Amount (Rs.) Taxable amount Basic salary 2,40,000 2,40,000 House rent allowance 60,000 36,000 Conveyance allowance 8,000 0 Entertainment allowance 6,000 6,000 Overtime allowance 6,000 6,000 Medical Reimbursements 10,000 0 Gross salary 3,30,000 2,88,000 Medical insurance 3,000 PF (12% of basic salary) 28,800 Total benefit 31,800 CTC = gross salary + benefit 3,61,800 Break up of take home salary: Deductions/take home salary Amount Tax (10% of taxable amount) 28,800 Employee provident fund (12% of basic salary) 28,800 Professional tax 2,500 Total deduction 60,100 Gross salary 3,30,000 Net salary (gross - deduction) 2,69,900 Monthly take home salary 22,491 Components of salary Basic salary: Basic salary is the core salary and it is the fixed part of the compensation package. A number of other components are calculated in the basic salary. Generally, the basic salary depends upon the employee's designation or grade. Allowance: Different types of allowance is given to employees such as house rent allowance (HRA), leave travel allowance (LTA), dearness allowance, convince allowance, city compensation allowance and children's education allowance. Perquisites: It is basically different facilities such as rent free accommodations, car facility, interest subsidy on loan, reimbursement on medical bills and club facility. Contribution to provident fund: Contribution to the provident fund is mandatory for Indian companies. Twelve per cent of the basic salary gets contributed from the employee for PF and another 12 per cent by the employer. So 24 per cent of the basic salary gets deducted. Reimbursement: Sometimes employees are entitled to many reimbursements such as medical treatment, newspaper, phone bill etc. One would not get the money in salary but funds will be passed against submission of such bills. So these are not included to the monthly pay slip. Most of the cases, an upper limit is there for each category. Life and health insurance: New joinees get excited when they come to know that their organisation is taking care of them and paying the premium of their life and health insurance. But in reality, it is included in the CTC. Transport facility: Getting a car from office may sound really good but actually, transport facility or pick-and-drop facility is also a component of the package. The interest-free car loans are not actually free. Subsidised meals: It is true that really there is no free lunch. Free lunch, subsidised meals from office canteen, food coupons even the tea or coffee come with a price tag to the employee. Rent of the office space: It is surprising but true that sometimes the rent of office space (the space in the employee's cabin) is borne by the employee in his CTC. Making the most of your CTC One has to understand the basic difference CTC and take home salary: CTC = Direct benefits + indirect benefits + saving contributions Whereas, Take Home Salary = Direct benefits - employee PF - other deductions if any - income tax While negotiating with a new employer, one should try to increase the direct benefit part of CTC. For instance, if an organisation is offering transportation, which is an indirect benefit, the employee should try to get it as conveyance allowance which is a direct benefit. Negotiation can be done to convert the subsidised meals to food allowance again to convert indirect benefit to direct benefit Many organisations offer ESI benefits for employee's health. But there are only few ESI (Employee's State Insurance) hospitals where the facility is available. If the employee is offered medical reimbursement, it benefits him more. One can also ask for family health insurance and medical reimbursement instead of the employee alone. Even if the total coverage or the maximum limit of reimbursement is the same for individual or family, it will minimise expenditure. House rent allowance gives some tax rebate. Up to a certain limit, conveyance allowance is tax free. So this is a must-include in the compensation package instead of a pick-and-drop facility. Before accepting an offer from the new employer, you should try to know the company policy. The tax liability of allowances and perquisites vary from one company to another. Conclusion Take home salary can also be increased with the help of proper tax planning. If a person invests Rs. 1.5 lakh in tax saving instruments under Section 80C such as PPF, Equity-Linked Saving Scheme (ELSS) etc., then he/she can save tax. Although this would not alter the CTC, the take home salary will be increased.
How to get a Job B.Tech Freshers
This question comes to every student pursuing B.Tech so, the answer to this in simple step is
first, your overall Percentage which will satisfy your eligibility criteria It should be above 75% then,
Secondly,
Start practicing General Aptitude daily the Aptitude Involves
Quantitive Aptitude
Verbal Reasoning
Non-Verbal Reasoning
Logical Reasoning
Puzzles
This all could be done by practicing from the Books like Arihant, RS-Aggarwal,Magical Book for Quicker Maths And also by Practicing from online Sites Like , etc,
Thirdly,
Start Revising your core subjects regularly and if you want to join a software-based company then Start CodingFrom I-year onwards Now the Base Programming Language is Java
and start coding on Online platforms like
Leet Code Career Cup
And Strong knowledge of Computer Science Core subjects like :-
Data Structures using C and Java;
Database Management System and its tool MySql;
Software Testing;
Software Engineering;
Computer Networking Basics
ie all the Layers and their functions;
Fourth,
Technical Interview Face-to-Face in this the set of Five to six questions are asked
1. Your Technical skills and Basic Questions on that.
2. About Your Project and your involvement in that.
3. Any Two-Coding Questions
4. Any Two-Theory Question From Core Subjects
5. Why should I Hire You?
Fifth,
HR Interview in this Logical Maths Questions are asked or Any Question related to your Interest or your Hobby.
THIS IS THE whole Process to get the Job in a Software-Based Company.
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